CLIENT AGREEMENT AND DISCLAIMER FORM

This Agreement is made and entered into by and between the company and the client

1. INTRODUCTION This Client Agreement and Disclaimer ("Agreement") outlines the terms and conditions governing the participation of the Client in the Investment Plan offered by the Company By signing this Agreement, the Client acknowledges and agrees to abide by the terms herein.

2. INVESTMENT PLAN PARTICIPATION

2.1 The Client agrees to participate in the Investment Plan as an independent distributor and understands that participation is voluntary.
2.2 The Client acknowledges that this is not an investment scheme but a business opportunity that requires effort and commitment.
2.3 Earnings are not guaranteed, and success depends on individual sales performance and network growth.

3. INCOME DISCLOSURE AND RISK FACTORS

3.1 The Client understands that income is based on sales of products/services and team-building efforts.
3.2 Past earnings of other participants do not guarantee future success.
3.3 The Investment Plan is subject to changes, and the Company reserves the right to modify commission structures, bonuses, and incentives.
3.4 There is no assurance that the Client will earn profits or recover any amounts spent on product purchases, marketing, or other business-related expenses.

4. NO GUARANTEES & LIABILITY LIMITATION

4.1 The Company makes no guarantees regarding income potential or specific results.
4.2 The Client agrees that the Company is not responsible for financial losses, including but not limited to, failed marketing strategies, lack of sales, or market fluctuations.
4.3 The Company shall not be held liable for any indirect, incidental, or consequential damages arising from participation in the Investment Plan.

5. COMPLIANCE WITH LAWS

5.1 The Client agrees to comply with all applicable local, state, and federal laws governing investment and direct selling practices.
5.2 The Client shall not engage in fraudulent, deceptive, or misleading marketing activities.
5.3 The Client acknowledges that tax obligations, including income tax and self-employment tax, are their responsibility.

6. TERMINATION OF PARTICIPATION

6.1 The Company reserves the right to terminate the Client's participation in the Investment Plan for any breach of this Agreement.
6.2 The Client may terminate participation at any time by providing written notice to the Company.
6.3 Upon termination, any outstanding commissions or bonuses will be paid according to the Company’s policies, subject to deductions for any outstanding debts.

7. DISCLAIMER OF RELATIONSHIP

7.1 The Client acknowledges that they are an independent contractor and not an employee, agent, or representative of the Company.
7.2 The Client is responsible for their business expenses, including marketing, training, and operational costs.
7.3 The Company does not provide benefits such as health insurance, retirement plans, or paid leave to participants.

8. DISPUTE RESOLUTION

8.1 Any disputes arising from this Agreement shall first be attempted to be resolved through mediation.
8.2 The Client agrees to waive any right to file a class-action lawsuit against the Company.

9. CONFIDENTIALITY & INTELLECTUAL PROPERTY

9.1 The Client shall not disclose proprietary business information, trade secrets, or marketing strategies of the Company.
9.2 Any promotional materials provided by the Company remain the property of the Company and shall not be duplicated or distributed without permission.

10. ACKNOWLEDGEMENT AND ACCEPTANCE, the Client acknowledges that they have read and understood this Agreement, including all disclaimers and risk factors. The Client agrees to participate in the Investment Plan with full knowledge of the potential risks and earnings limitations.